What document is signed by an applicant at the delivery of a policy to certify health status?

The good health statement is a document that plays a crucial role in the delivery of a life insurance policy. When an applicant receives their policy, they are often required to sign this statement to confirm that their health has not changed since the time they applied for the insurance. This declaration ensures that the insurer is aware of the applicant's current health status, allowing the insurer to proceed with coverage based on the initial underwriting assessment.

This step is important because any changes in health can affect the risk profile of the insured. If significant changes occur, the insurer may need to reassess the terms of the policy, adjust premiums, or even deny coverage. The good health statement helps to avoid any disputes regarding health status between the insurer and the insured at the time the policy is delivered.

The other documents mentioned, such as the medical history statement and the application form, pertain to earlier stages of the insurance process, while the policy agreement refers to the terms of the policy itself rather than the health confirmation needed upon its delivery.