What does an "illegality" clause in a life insurance policy state?

An "illegality" clause in a life insurance policy specifically states that the policy is void if the insured's death results from illegal activities. This means that if the insured engages in illegal conduct, and that conduct leads to their death, the insurance company has the right to deny any claims for benefits under the policy. This clause serves to protect insurance companies from covering risks associated with unlawful actions, thus ensuring that the insurance remains a product that operates within the bounds of legality. It reinforces the principle that insurance is meant to cover legitimate risks and activities, thereby upholding the integrity of the insurance contract.