What is a correct statement about the premium for a children's term rider?

The correct statement regarding the premium for a children's term rider is that the premium remains level regardless of the number of children added to the policy. A children's term rider is a cost-effective way to provide life insurance coverage for a policyholder's children or dependents. When a parent includes this rider on their life insurance policy, they typically pay a single, fixed premium that covers all eligible children, and this amount does not increase as more children are added or as the children age.

This arrangement provides simplicity and predictability in managing costs for families while ensuring that each child has basic coverage during their years of dependability. This structure differentiates children's term riders from other types of insurance coverage, where premiums may vary with age or additional insureds.

In contrast, the other options imply variables tied to the premium that do not apply to children's term riders: premiums do not go up with each additional child, they do not fluctuate based on the child's age, and the coverage does not terminate simply because the child reaches adulthood unless the rider itself specifies such a term.